Am I liable if someone is injured in my golf cart?

Yes. As the owner, you can be held liable for injuries caused by your golf cart under the Dangerous Instrumentality Doctrine, even if you were not driving at the time. This applies whether the accident occurs on a golf course, in a community, or on a public road.

What is the difference between a golf cart and a street-legal LSV?

A standard golf cart is limited to 15 mph and is not street legal. A Low Speed Vehicle (LSV) is federally regulated, capable of 20–25 mph, and must have seat belts, mirrors, headlights, turn signals, and a VIN. LSVs can legally operate on roads posted 35 mph or under in most states.

Does my homeowner's insurance cover golf cart accidents?

Typically only while the cart is used on your property. Most homeowner's policies exclude coverage for accidents that occur off your property, on public roads, or in community areas. A dedicated golf cart or LSV policy is strongly recommended.

Can I get a DUI on a golf cart?

Yes. In most U.S. states, including Utah, golf carts are classified as motor vehicles under DUI statutes. Operating a golf cart while impaired — even on a private golf course — can result in a DUI charge, license suspension, and criminal penalties.

What happens if a minor drives my golf cart and causes an accident?

You may face liability under the Negligent Entrustment doctrine. If you knowingly allowed an unlicensed or underage driver to operate your cart and they caused an injury, you can be held financially responsible for all resulting damages.

Is a golf cart street legal in Utah?

Standard golf carts are not street legal in Utah. However, a properly equipped Low Speed Vehicle (LSV) that meets federal safety standards can be registered and legally operated on roads posted 35 mph or under. Local municipalities may have additional restrictions.

Golf Cart Laws in Arizona: ARS 28-777 Explained for 2026

Key Arizona Statutes

ARS § 28-777

Golf Cart Operation on Roadways

ARS § 28-101

Low Speed Vehicle Definition

ARS § 28-2516

LSV Registration

Golf Cart vs. LSV in Arizona

Requirement	Standard Golf Cart	Street-Legal LSV
Street Legal Statewide	Yes — roads ≤35 mph (ARS § 28-777)	Yes — roads ≤35 mph
Registration Required	Yes — Arizona MVD	Yes — Arizona MVD
Driver's License	Yes (min. age 16)	Yes
Insurance Required	Yes	Yes
Max Road Speed Limit	35 mph	35 mph
DUI Laws Apply	Yes	Yes
Sidewalk Use	Prohibited	Prohibited

Standard Golf Cart Rules in Arizona

Registration

Required with Arizona MVD for any golf cart operated on public roads

Insurance

Required — minimum liability coverage per Arizona law

Max Speed

25 mph

Permitted Roads

Permitted on roads posted 35 mph or less statewide (ARS § 28-777); NOT permitted on sidewalks or multi-use paths

Driver's License

Valid Arizona driver's license required (minimum age 16)

DUI Laws Apply

Yes — same penalties as a standard vehicle DUI

Required Equipment

Headlights and taillights
Turn signal lamps
Mirrors
Horn
Brakes
Seat belts
Windshield

Street-Legal LSV Rules in Arizona

Registration

Required with Arizona MVD under ARS § 28-2516

Max Speed

20–25 mph

Permitted Roads

Roads posted 35 mph or less

Required Equipment

All federal FMVSS 500 safety standards
VIN required
Headlamps, turn signals, tail lamps, stop lamps
Mirrors, windshield, seat belts
Parking brake, horn

Notable Arizona Communities

Scottsdale

Major golf cart destination with specific ordinances for resort areas; popular for resort and event transportation

Mesa

Large retirement and golf cart community; many streets permit golf cart use

Sun City / Sun City West

Among the largest golf cart communities in the US; extensive internal cart path networks and street access

Peoria

Active golf cart community with local ordinances

Surprise

Growing golf cart use in retirement communities

Key Legal Risk in Arizona

Arizona is unique in that it explicitly permits golf carts on public roads statewide under ARS § 28-777 — but registration and insurance are mandatory. Driving an unregistered or uninsured golf cart on a public road is a civil and potentially criminal violation.

Ready to Go Street Legal in Arizona?

Intermountain Golf Cars specializes in street-legal LSV conversions and sales serving Arizona and the Western US. Our team can help you choose the right vehicle and ensure full compliance with Arizona law.

Shop Street-Legal LSVs Contact Us

Golf Cart Laws in Other States

Utah Nevada Idaho

Legal Disclaimer: This guide is for informational purposes only and does not constitute legal advice. Golf cart laws change frequently and vary by municipality. Always verify current laws with your local municipality and consult a licensed attorney for legal advice specific to your situation.